Should I do a Loan Modification instead of a Bankruptcy?

Should I do a Loan Modification instead of a Bankruptcy?

I think loan modifications for the most part are a good idea but so far the process that they’ve gone through has been less than stellar in its execution. The banks really don’t have a reason to comply with people and in my experience the vast majority of them fail. And when I say vast majority, I mean like 90 to 95% of them are failing before you ever get them started.

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